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Insurance in and around Effingham

Would you like to create a personalized quote?

It’s All About You

We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, construct your coverage to meet your distinct needs. Contact Tom Henderson for a Personalized Price Plan.

Protect the life you've built

Cover what's most important

Insurance Products To Meet Your Ever Changing Needs

But your automobile is just one of the many insurance products where State Farm and Tom Henderson can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, pricing options, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.

Simple Insights®

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Tenant small business

As you get ready to rent space for your business, there are considerations to keep in mind.

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent

CPCU® CLU® ChFC®
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent

CPCU® CLU® ChFC®
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Simple Insights®

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Tenant small business

As you get ready to rent space for your business, there are considerations to keep in mind.