Insurance in and around Effingham

Protect the life you've built

Customizable coverage based on your needs

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Be Ready For The Unexpected With Your Own Personal Price Plan®

We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, build your coverage to meet your distinct needs. Contact Tom Henderson for a Personalized Price Plan.

Protect the life you've built

Customizable coverage based on your needs

Insurance Products To Meet Your Ever Changing Needs

But your car or truck is just one of the many insurance products where State Farm and Tom Henderson can help. Do you operate a business in the Effingham area or want to be your own boss? Navigating the complicated world of small business insurance? Tom Henderson can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.